The issue at hand is that developer-driven design decisions affect both the ability to deliver a good user experience and the velocity of development (and thus the nimbleness of the business). And there is a tension between these two concerns.
From the perspective of an API user, the ideal API design has the most general possible functions. For instance, if you’re using a bank API, you ideally want there to be only one function for getting the balance for a user, one function for changing the balance, etc. If there are dozens of functions to call to get a bank balance, it becomes much easier to call the wrong one!
From the perspective of a developer, however, the easiest API to build for is the most specific. This is because the more specific a function is, the more a developer can optimize. For instance, the way to build the fastest possible banking app is to have the app back end send exactly the right information the app front end needs and no more. Internal APIs bias towards performance, meaning they are designed by the developer for ease of optimization, rather than for ease of consumption.